We'll help you find the mortgage that's right for you. 

We live and work in the Channel Islands and Isle of Man, so we understand the history, culture and communities that make them special. Using our unique insight of island life, we’ve designed a range of competitive mortgages to help you secure a little piece for yourself.

Here to guide and support you

In addition to our local knowledge, our professionally qualified team all hold the Certificate in Mortgage Advice and Practice (CeMAP). This means they’re ideally placed to help you find the right type of mortgage and repayment options – whether you’re a first-time buyer or remortgaging.

What’s more, our Mortgage Advisers are with you at every step, guiding you through the buying process – either face to face or over the phone.

A choice of great mortgage deals

You can choose from a wide range of fixed, tracker and variable rate mortgages. There is something for everyone, from those who want stability and to fix the rate for a longer period to those who prefer flexibility and not to be tied into a fixed rate.

If you prefer to fix, we have terms of two and five years up to our 10-year fixed rate mortgage at 2.61%.1 And with the backing of one of the world’s oldest and most respected financial organisations, you know you’re in safe hands. So you can focus on making that little piece of the island your own.

Discover how we can help. Pop into your local branch or call us today.


For Guernsey residents, speak to us on

+44 (0) 1481 755 288*

For Isle of Man residents, speak to us on

+44 (0) 1624 684 262*

For Jersey residents, speak to us on

+44 (0) 1534 812 175*

Call back

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Our latest rates 

View a complete list of our products and rates [PDF, 164KB]


Frame the island you love - competition rules 

This page sets out the rules for this competition. Make sure you read them carefully and understand them all before you enter the competition.