How Barclays International Banking can help

  • Written by 
  • 10/01/2014
Extra costs to factor into your thinking 3 of 4

Residents of the United States, please read this important information before proceeding

Please read this important information before proceeding.

Barclays International Banking offers a range of sterling mortgage products aimed specifically at international buyers who may be interested in the UK market. These include fixed-rate mortgages for those who wish to be clear in advance about the level of their monthly repayments, variable-rate mortgages that track the Bank of England base rate and a mix-and-match option that includes elements of both types. These loans will be secured against the property. If you don’t keep up repayments, you may lose the property.

To find out more about how Barclays International Banking can help you buy property in the UK, please call us
on +44 (0) 20 7574 3212* or visit our website.

To qualify for our Relationship Service you must either deposit and maintain a balance of £100,000 or more (or equivalent in another currency or currencies) in cash or investments or a combination of the two with us; or, if you have come to live in, or are moving to, the UK as a non-domiciled person, you will qualify for our Relationship Service if you have an annual individual gross salary of £150,000 or more, excluding bonus, (or equivalent in another currency or currencies) and the salary you receive is paid into your Barclays International bank account each month.

Online tools that could help you decide your next steps

  • You’ll find a variety of free guides to buying property, including a step-by-step guide to buying property in the UK, on our website.
  • The BBC maintains a useful “Where can I afford to live?” calculator that could help you to decide which regions of the UK are within your price range.
  • The UK government publishes a huge range of free financial advice to consumers at its Money Advice Service website, including mortgage and household budget calculators that could help you work out what you can afford.
  • The UK tax authority, HM Revenue & Customs, has a number of Stamp Duty calculators on its website designed to help you work out your tax liabilities.
  • Similarly, the free online Land Registry fee calculator will help you to work out what Land Registry fee you’ll need to pay if you go ahead with your purchase.