The American Express® Gold Card is designed to enhance and reward global lifestyles. Providing a combination of benefits tailored to suit your needs, the Gold Card® is an excellent choice for rewarding journeys.

How to apply

You can apply online today for an American Express charge card.

Summary of Products
  • Charge Card
    A charge card with no interest charges, just pay the balance in full every month.
  • Travel service
    The Gold Travel service can help take care of your trip. From booking airline tickets to hotels and transfers, we’re here to help you get the most out of your trip.
  • Travel protection benefits1
    Available to you and your family on Card approval
  • Membership Rewards®
    Enjoy complimentary enrolment into a loyalty program where points can help you to enjoy more of the things you love, from shopping to travel2
  • Annual Cardmembership fee
    US$/€300 Sterling is currently unavailable
    Supplementary Gold Card Fee US$/€1003
  • No interest charges
    Just pay your balance off in full and on time each month.4
American Express Cards are available to applicable Barclays Account Holders which have a GBP 30,000 or USD/ EUR 50,000 Assets Under Management* (subject to confirmation by Barclays) and are aged 18 or over. American Express Services Europe Limited (AESEL) is not authorised to issue Cards to residents of the US or Singapore. Additional restrictions may apply subject to American Express acceptance approval. Terms and Conditions apply.



Frequently asked questions

What is the difference between a Charge Card and a Credit Card?

Charge Cards have no pre-set spending limit and no interest charges but they must be settled in full and on time each month. This does not mean however that there is an unlimited spending facility on the Card. Each transaction is approved based on the expense level and credit history of all of your accounts with American Express, subsidiaries and affiliates and/or licensees, as well as on your credit history with other financial institutions and your personal resources and income known by us.

Provided your account is settled in full and on time each month, you can usually spend as much as you have shown us you can afford. Proof of resources and security may be required. A Late Payment Fee will be applied if you do not pay the full outstanding balance shown on your statement within 30 days of your statement date.

Credit Cards have spending limits and only a minimum payment is needed to settle the monthly account.

What are the advantages of a Charge Card compared to a Debit Card?

Purchases made with a Charge Card will be debited once a month from your bank account when payment to American Express is made, giving Cardmembers a period of interest-free credit. Purchases made with a Debit Card will be debited from your bank account immediately for each separate transaction. Charge Cards help you manage and maximise your cash flow.