Investing for growth
Maximise your total wealth by investing long-term for growth.
Is investing for growth for me?
If you want to grow your wealth over time and don’t require returns to be paid out at regular periods during the life of your investment, then investing for growth could be right for you.
What are my investment options?
With managed funds our expert fund managers choose a variety of equities to invest in to try and maximise the return on your wealth.
Funds are an easy way to diversify your portfolio, thus spreading your risk without having to research individual investments yourself. These work best as medium or long term investments so are suited to investors who plan to hold them for at least five years. They can fall as well as rise in value and you may get back less than you invested.
Some structured products may also be suitable for investors looking for growth. They are linked to the performance of different underlying indices of markets, such as the FTSE 100 index or the S&P 500 and may be suited to investors wishing to strike a balance between limiting their risk and striving to maximise the overall return.
They are designed to generate a return on your investment – either income, growth or a blend of the two. And as structured products can offer exposure to a wide range of assets, they offer a way to diversify your portfolio. They are generally fixed term investments issued by financial institutions. You may be able to sell them before the end of their term but might then get back less than you invested, irrespective of the underlying index’s performance.
Investments come with varying levels of risk, depending on the type of investment you choose.
- Funds – you may not receive back some or all of your original investment.
- Structured products – aim to repay your capital at maturity but there is the risk that the issuer could default on their financial obligations to you and you would therefore not receive back your original investment. There is also a risk to the potential returns you could receive – if the markets perform badly you may get less return than you would have done in a deposit account or no return at all.
Remember that all investments carry risk. Investments can fall in value and you could get back less than you invested.
Investments in currencies other than your own may rise or fall because of changes in exchange rates.
Looking for investment advice?
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Our investment service is available to you if you have £100,000 (or currency equivalent) to deposit and maintain across your International Banking accounts and investments.