Fixed rate mortgages can be a great way to plan ahead or work to a budget. You pay exactly the same amount each month throughout the fixed rate term.

The interest rate on your mortgage doesn’t change for a set period of time. After that period ends, you switch to a variable rate, which could be higher or lower than the rate you’ve been paying.

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To open an International Bank Account

Features and benefits
  • Ideal for planning ahead

    Know in advance how much you’ll pay each month during the fixed-rate period.
  • Protection from the unexpected

    You won’t be affected if interest rates increase during your fixed rate period.
  • Expert advice on hand

    Our mortgage advisers are here to help you choose the best mortgage for your needs. 
  • Simple application

    We take you through all the paperwork and explain what documents we need.

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could increase significantly once the fixed rate period ends
  • Whether the interest rate rises or falls during your fixed rate period, you’ll continue to pay the same amount
  • Some transactions – like early repayments – may carry additional fees. Application fees may also apply.
  • We’ll assess your financial circumstances before we decide whether or not to lend to you.
Eligibility

To apply for any of our mortgages, you must be:

  • An International Premier customer
  • Over 18 years old

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could increase significantly once the fixed rate period ends
  • Whether the interest rate rises or falls during your fixed rate period, you’ll continue to pay the same amount
  • Some transactions – like early repayments – may carry additional fees. Application fees may also apply.
  • We’ll assess your financial circumstances before we decide whether or not to lend to you.
Rates and Fees
  • Flexible options

    The rate we offer depends on a number of things, including how long your fixed rate period lasts. Talk to us to find out more. by calling an advisor today on +44 (0)1624 684316*
  • Clear, straightforward fees

    Application fees may apply for fixed rate mortgages. We’ll explain these clearly when we talk to you about your mortgage options.
  • Current mortgage rates

    View all of our current mortgage rates here

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could increase significantly once the fixed rate period ends
  • Whether the interest rate rises or falls during your fixed rate period, you’ll continue to pay the same amount
  • Some transactions – like early repayments – may carry additional fees. Application fees may also apply.
  • We’ll assess your financial circumstances before we decide whether or not to lend to you.
What to consider
  • Plan ahead

    Remember that repayments could increase when the fixed rate period ends.
  • Additional charges

    There may be additional fees and charges associated with some transactions, eg an early repayment charge. We’ll always make sure you know about them before they happen, and that they’re clear and easy to understand.

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could increase significantly once the fixed rate period ends
  • Whether the interest rate rises or falls during your fixed rate period, you’ll continue to pay the same amount
  • Some transactions – like early repayments – may carry additional fees. Application fees may also apply.
  • We’ll assess your financial circumstances before we decide whether or not to lend to you.

WANT TO BUY A UK PROPERTY?

Talk to us about your mortgage options

Call us on

International Banking mortgages are available to you if you have £25,000 (or currency equivalent) to deposit and maintain across your accounts. To open an International Bank Account