A mix and match mortgage takes advantage of falls in the interest rate, while at the same time partially shielding your repayments against rises.

Part of your mortgage has a fixed interest rate, and part has a variable 'tracker' interest rate. If the Barclays Bank Base Rate (BBBR) falls, your repayments go down. If it rises, your repayments only increase to a certain point.

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Features and benefits
  • Benefit from falling interest rates

    When the BBBR drops, your payments drop too
  • Protection from rising interest rates

    No matter how high the interest rate rises, your repayments will only increase to a point agreed with us.
  • Plan your budget

    Because you know the maximum amount you’ll ever have to pay during the fixed rate term, you can plan ahead for any changes in the interest rate. 
  • Flexibility

    In a sense, you’ll tailor-make your mortgage by choosing from any combination of our fixed and tracker rate.

Things to consider

  • Your home could be at risk if you don’t keep up your mortgage repayments
  • Your mortgage repayments could go up or down
  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
Eligibility

To be eligible for any of our mortgages, you must be:

  • Over 18 years old

Things to consider

  • Your home could be at risk if you don’t keep up your mortgage repayments
  • Your mortgage repayments could go up or down
  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
Rates

Things to consider

  • Your home could be at risk if you don’t keep up your mortgage repayments
  • Your mortgage repayments could go up or down
  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency

WANT TO BUY A UK PROPERTY?

Talk to us about your mortgage options

Call us on

To open an International Bank Account and apply for an International Banking mortgage: