If you can be flexible about your monthly repayments, a tracker mortgage might be the right choice. It lets you take advantage of any falls in the interest rate. Just be aware that rates can rise, too, so you could end up paying more.

The interest you pay on a tracker mortgage moves in line with the Barclays Bank Base Rate (BBBR). The BBBR is a variable rate set by Barclays Bank Plc.

It typically follows the Bank of England base rate, although it’s not guaranteed to. When the Barclays Bank Base Rate falls, your monthly payments fall. If the rate rises, so do your monthly mortgage repayments.

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To open an International Bank Account

Features and benefits
  • Variable interest rates

    The rate you pay rises and falls in line with the Barclays Bank Base Rate (BBBR).
  • No early repayment charge

    If you manage to pay off your mortgage early, we won’t charge you extra.
  • Expert advice where you need it

    Our mortgage advisers will help you choose the best mortgage for your needs. They’ll support you throughout the life of your mortgage.
  • Simple to apply

    It’s easy to apply for a Barclays tracker mortgage. We take you through all the paperwork and explain what documents we need from you.

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could fluctuate significantly, depending on how the Barclays Bank Base Rate is performing.
Eligibility

To be eligible for any of our mortgages, you must be:

  • An International Premier customer
  • Over 18 years old

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could fluctuate significantly, depending on how the Barclays Bank Base Rate is performing.
Rates
  • Variable interest rates

    The rate you pay rises and falls in line with the Barclays Bank Base Rate (BBBR). Set by Barclays Bank Plc, the BBBR typically follows the Bank of England base rate, but it’s not guaranteed to.
  • Current mortgage rates

    View all of our current mortgage rates here

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could fluctuate significantly, depending on how the Barclays Bank Base Rate is performing.
What to consider
  • Plan ahead

    Remember that repayments could fluctuate significantly, depending on how the Barclays Bank Base Rate is performing.

Things to consider

  • Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency
  • Your home may be repossessed if you do not keep up repayments on your mortgage
  • Your repayments could fluctuate significantly, depending on how the Barclays Bank Base Rate is performing.

WANT TO BUY A UK PROPERTY?

Talk to us about your mortgage options

Call us on

International Banking mortgages are available to you if you have £25,000 (or currency equivalent) to deposit and maintain across your accounts. To open an International Bank Account