What you need to know to send money abroad.

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Sending international payments

You will often need to quote an International Bank Account Number (IBAN) reference for international payments. Sometimes you may have to give additional details including the reason for the payment or the beneficiaries’ full name and address. It depends on where your payment is being sent. We will let you know what information is required at the time you send your payment.

You’ll need to use the IBAN and the SWIFTBIC (Bank Identifier Code) if you’re making payments in euros to:

  • any EU member state
  • Iceland
  • Liechtenstein
  • Norway
  • Switzerland
  • Monaco

These and the member states are collectively known as ‘Europe’.

If you use other details instead of the IBAN or the SWIFTBIC:

  • The receiving bank may return or reject the payment
  • There will be an extra £7 charge on the payment

You don’t have to use SWIFTBIC and IBAN for payments in euros sent within the UK

Unless you make the payment via SEPA Credit Transfer. A sort code and account number are enough.

How to get IBAN and SWIFTBIC details

The payment beneficiary should be able to give you their IBAN and SWIFTBIC. These details may also appear on their bank statements.

Using IBAN to receive payments in euros

If you want to receive payments from Europe in euros, you will need to make sure your payer has details of your IBAN and relevant Barclays SWIFTBIC.

You can find this information at the top right-hand side of your bank statement, or get it from your Relationship Manager or the International Banking Centre. 


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