Find out more about how banking works in the UK and how non-residents can benefit from the services, security and convenience offered by British banks

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British banking and investing for UK non-residents

Since the early 1990s, Barclays has been providing both UK-based and overseas accounts specially designed for non-residents and others with more complex financial needs.

Our overseas accounts could help you with more effective financial planning. We also offer a Relationship Service and in-depth wealth management facilities for people who qualify.

Whichever international banking service you choose, you will have the reassurance of banking with one of Britain's most established financial institutions,

British banking security

The UK is considered to be one of the world's most stable political and economic territories, and the UK government has consistently protected customers' interests.

How British banks set rates

While the base rate of the Bank of England sets the general interest rate level, other factors come into play when you are looking for a loan or mortgage.

The most direct influence on a bank’s loan and mortgage rate is the London Interbank Offered Rate (Libor). Libor is the rate at which banks can borrow funds from each other on the London wholesale money market. The BBA Libor rate, set by the British Bank Association, is the most widely used benchmark for short-term interest rates.

British online banking

While banking is sometimes thought of as conservative, the industry was among the leaders of the online revolution. Banking was one of the first activities to go online and Barclays has been at the head of the pack.

Our clients benefit from an online bank designed to serve your needs. We offer a wide range of online services both for your everyday banking needs and for vital transactions such as money transfers. Whether your needs are local or international, an international account offers you unprecedented online banking facilities.

Find out more about our online and telephone banking.

Moving to the UK?

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International Banking is available if you have £25,000 (or currency equivalent) to deposit and maintain across your accounts, or you’re opening an account to apply for an international mortgage with us. If you want to open an International Bank Account:

About International Banking 

Find out more about Barclays International Banking

Find out more about International Banking