Antonia Lim, Global Head of Quantitative Research, reflects on how asset allocation is the best way of understanding whether your portfolio is likely to achieve your financial goals. Antonia explains that the right asset allocation is tuned to an individual's risk characteristics, which makes it driven both by the personality of the investor and their individual situation.  According to Antonia, asset allocation should adapt, making the best of the investment environment and staying in tune with the investor’s changing ambitions and personal circumstances.