To manage your wealth efficiently, you may need an overdraft on your current account from time to time.

Talk to us about what you need To arrange an overdraft on your current account, just contact your Private Banker.

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  • Overdrafts in many currencies

    We have many currency overdrafts available to suit your needs.

  • £1,000 interest free

    The first £1,000 (or currency equivalent) of the overdraft on one of your chosen accounts is interest free (variable).

Important information

As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, we will assess your financial circumstances before we make a decision to lend. And remember, if you face financial difficulties, please contact us as soon as you can.

Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at

Representative example

(shows the rate applicable for an agreed overdraft of £10,000, $10,000 or €10,000*)

Up to £1,000 – 0% interest pa (variable)

Over £1,000 and up to £10,000 –5% interest (variable) above the relevant central bank reference rate for sterling, euro and US dollars.

There is no charge for unauthorised borrowing on current accounts.

These overdraft rates will change automatically, as soon as any central bank reference rate change applies.

Please contact us for rates offered on other currencies.

* Overdrafts are subject to application and status so that the amount offered may be different to that shown in the example. They are repayable on demand

Key benefits

  • The first £1,000 (or currency equivalent) of our overdrafts are interest free (variable).
  • Different currencies available