If you want to access your savings easily, our Reserve Account could be right for you. You get same-day access to your savings, and a competitive interest rate.

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The Reserve Account is available in sterling, euro and US dollar.

  • Easy access to your savings

    Easy access to funds without penalty or charge.

  • Competitive interest rates

    Offers tiered rates meaning that the more you save, the more you could earn. We pay interest monthly on sterling accounts, and quarterly on euro and US dollar accounts.

  • Open an account with as little as £,  $1 or €1

    Maximum balance of £10m / $15m / €10m.

  • Easy online banking

    Manage your account and access funds using internet banking (personal accounts only) or via a dedicated Banking Office.
Summary box
Account name - Reserve
What is the interest rate?
Balance (GBP) Gross rate p.a.% AER%
£1+ 0.05 0.05
Interest is paid monthly on the first working day of the month
Balance (USD) Gross rate p.a.% AER%
$1+ 0.10 0.10
Interest is paid quarterly on the first Monday of March, June, September and December
Balance (EUR) Gross rate p.a.% AER%
€1+ 0.00 0.00
Can Barclays change the interest rate?
Yes, rates are variable
What would the estimated balance be after 12 months based on a £1,000 deposit?
Deposit amount Estimated value after a year
£1+ £1000.50
What would the estimated balance be after 12 months based on a $1,000 deposit?
Deposit amount Estimated value after a year
$1+ $1001.00
What would the estimated balance be after 12 months based on a €1,000 deposit?
Deposit amount Estimated value after a year
€1+ €1000.00
How do I open and manage my account?
  • Account opening - In branch, online and by phone
  • Manage account - In branch, online, mobile and by phone
  • Eligibility criteria - Only available to personal clients. Must be 16 years old or over
  • Minimum balance - £1, $1 or €1
  • Maximum balance - £10m, $15m or €10m
Can I withdraw money?
Yes, instant access
Additional information
  • You can have more than one Reserve account at any given time in sole or joint names provided the total balances do not exceed £10m, $15m or €10m

Key Benefits

  • Easy access savings account
  • Open an account with as little as £1, $1 or €1
  • Competitive interest rates 
  • Online and telephone banking